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| image from Huffington Post |
It seems that sometimes just picking up a rental car? Do you need to buy additional car insurance?
If you've seen the people in the car rental counter, you know, questions that struggle most people. Sometimes you can take out the insurance car rental, but there are certain cases where you always have to buy insurance. One of the largest areas of confusion comprehensive insurance (CDW) from the car rental company is offered at the time of the rental. It relates to damage to the car if you are involved in an accident.
CDW is not really safe, and it only relates to damage to the car. It has no damage or personal injury. If CDW acquired for the landlord to get a car all or part of the right will remember for physical damage to the car.
So you have to buy the CDW that the rental company push cars for you? First, check your own car insurance, which provides coverage for rental car. Many car insurance companies include extensive coverage and collision damage to rental cars. It does not make sense to pay if your policy includes this coverage, right? Just look into the details with your insurance agent before safeguarding additional options for denial of car rental.
Typically car insurance offers liability insurance that covers rental cars. If you hurt someone in an accident while driving a rental car, your policy will usually cover. If your car insurance does not provide such coverage while driving a rental car, make sure you purchase a supplementary insurance to hire the rental company to protect yourself.
In addition, many credit cards offer cover for rental car. If your credit card includes cover for rental cars that were damaged in case of an accident, you do not need additional insurance that the rental company offers to buy.
Finally, read the car rental policy and decide on your car or credit card insurance. Then discussed with the agent of the car rental cover. Do not press your car rental agent.
The decision or additional insurance that the car rental company pay to make a difficult decision. Check your credit and policies of the existing car insurance card if they see that the car is on the rental terms and if they do not, you would better look for your own protection, to spend the extra money for the additional insurance.